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Wednesday, March 20, 2013

Child Identity Theft Book Review and Giveaway

Child Identity Theft Book Cover
Have you ever requested the credit report for your child? As they (should) have their own social security number here in the United States, they could have a credit history, too. It might not include anything they requested, but if someone hijacked their identity and got credit in their name, you'll never know it until your child is old enough to want their own credit card or to perhaps get their first car loan.

Author Robert P. Chappell, Jr. is a twenty-year veteran of law enforcement and has an excellent book here that most if not all parents and grandparents should take a look at. I never knew 500,000 children are affected by identity theft each year. Even worse, half of that number are under six. Worse still, more and more of those are done by parents and relatives. All I can say is wow.


Taken from the cover, the book explores:
  • how a loophole in the national credit reporting system allows criminals to target innocent children for their creditworthiness
  • the variety of forms that child identity theft can take
  • the hidden techniques that thieves use to gain children's identities and personal information
  • which children are at a higher risk for identity theft
  • how an increasing number of child identity thefts are perpetrated by parents and relatives
Does that not scare you enough already?

The book itself is broken up into seven chapters. However, each is not full of a ton of text that goes on and on. Instead, the author delivers the material in a question and answer format. Like Question #52, Why is Child Identity Theft A Problem For Military Children? He then gives an answer in a non-threatening way, without trying to scare you too much, but providing enough information on how to act and protect yourself, or more precisely, your child. 

There are 94 questions in all in the book. The nice thing about this structure is that it is easy to pickup and put down as time permits without having to read too much in each sitting. As the whole book is barely 200 pages, that gives you an idea how large each individual Q&A is. And they don't need to be any longer either.

I like the book. I like the structure. I love the information here. I wish more books were this helpful and informative.

You can preview the book at Google Books.




St. Patty's After Party Hop Button

This giveaway is part of the St. Patty's After Party Blog Hop. Money is green, hence the connection. Do visit the other Blog Hop participants, listed after the Rafflecopter below.

Win It!

1 lucky winner will receive their own copy of the
Child Identity Theft book
Rules:
This giveaway ends on April 3, 2013 at 11:59 pm EST.
Open to the US only, ages 18+.

Winner has 48 hours to respond to winning notification email
before another winner will be selected.
a Rafflecopter giveaway
DisclosureI received a free copy of the book to facilitate my review. All opinions stated are my own. See my disclosure policy for more information.

19 comments:

  1. 500,000 children are affected by identity theft each year--I had no idea it was that big of a problem!!!

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  2. Scary about identities being stolden, there is also people who die identities being stolden - horrible

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  3. I was shocked to find out that each year more than 500,000 children are affected by identity theft!

    I have three kids and no idea how to protect them from that.

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  4. I didn't know children were victims of identity theft. A lot of them under age 6 and usually by a relative.

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  5. OMG Each year more than 500,000 children.......that is tragic!

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  6. I learned 500,000 children are victims every year! Really???? Okay really this is crazy? How in the world could a six year old apply for a credit card I think more should be done like seeing what the birth year is that matches the social security number...... Because duh a six year old should not have a credit card. So if the companies ran the social and birthdate was someone this young why give the credit?

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  7. Wow this is crazy!
    Each year more than 500,000 children are affected by identity theft!

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  8. It really is amazing how many people are affected by this. I know personally that stuff like this does happen, and it is scary to think about. What is worse is that many are family members. This sounds like such a good book for everyone to read, you never know when you will need this information.

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  9. I learned this book is available on Amazon.com if I don't win it here.

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  10. half of the children victimized are under age 6!

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  11. For me, it's •how an increasing number of child identity thefts are perpetrated by parents and relatives. 3 years ago, my niece was removed from her home and I now have custody. I already know her parents have stolen her identity since she's received collection calls already and I'm looking for help on how to fix this so she has a chance to go to college when the time comes. This looks like a great resource.

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  12. I have two kids, I can't imagine this, but really more than 500,000 children are affected by identity theft. Something needs to change

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  13. I've heard about this before...someone told me about people they knew that used their child's SSN to get credit cards. I don't know why I didn't make the connection to other people stealing this info.

    I learned on the page that the book tells which types of children are at greatest risk.

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  14. I was stunned half the kids are under 6 that is crazy

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  15. I never thought of people in medical lobbys listening in to the receptionist question me on my id. Where I go I must state my child's name, address, phone and birthdate!

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  16. I really never thought about my child's identity being stolen, now I definitely will check it out.

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  17. Every year more than 500,000 children are affected by identity theft,half of them under 6. I never knew something like this happens.I'm glad I know this now.Thank you :)
    tigers3450(at)att(dot)net

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  18. I learned that a loophole in the national credit reporting system allows criminals to target innocent children for their creditworthiness

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  19. I had no idea that children identity theft even existed. I am in shock by the amount of children that it affects each year.

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